Sulaeman, M. and Metris, D. (2026) “DIGITALIZATION OF MSMEs, FINTECH ACCESS, AND DIGITAL LITERACY IN STRENGTHENING THE REGIONAL ECONOMY IN INDONESIA”, International Journal of Economics and Business UNTARA, 1(1), pp. 15–27. Available at: https://jurnal.untara.ac.id/index.php/IJEB-Untara/article/view/422 (Accessed: 30 May 2026).