SULAEMAN, M.; METRIS, D. DIGITALIZATION OF MSMEs, FINTECH ACCESS, AND DIGITAL LITERACY IN STRENGTHENING THE REGIONAL ECONOMY IN INDONESIA. International Journal of Economics and Business UNTARA, [S. l.], v. 1, n. 1, p. 15–27, 2026. Disponível em: https://jurnal.untara.ac.id/index.php/IJEB-Untara/article/view/422. Acesso em: 30 may. 2026.